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How to Buy a Car Online in 2025 1 week ago

How to Buy a Car Online in 2024
 

Buying a car online can be an efficient and convenient way to find your next vehicle, especially with technological advancements and the rise of online marketplaces.

This guide will walk you through how to buy a car online for a stress-free and budget-friendly experience.

Key Takeaways

  • Convenience and Selection: Buying a car online offers the convenience of shopping from home and access to a broader range of vehicles.
  • Research and Budget: Determine your budget and consider your vehicle needs before browsing the selection online.
  • Vehicle History and Inspection: Always check the vehicle’s history and, if possible, arrange a pre-purchase inspection.
  • Platform Comparison: Compare several online car-buying platforms to find the best deals and features.
  • Delivery To Your Doorstep: Purchase your vehicle from anywhere in the U.S. and have it delivered by Sherpa, the top-rated choice for auto transport.

In This Guide:

How to Buy a Car Online in 2025

If you are wondering can you buy a new car online in 2025, the answer is yes. The process of buying a car is smoother and more interactive than ever before.

You can start by exploring virtual showrooms where you can “walk around” vehicles, inspect features, and even test drive digitally using VR technology. You can use AI-powered tools to compare models side-by-side, analyze costs, and calculate financing options tailored to your budget. 

When you’ve found a car you like, you can connect with an online sales manager via live chat or video call to finalize details and arrange delivery right to your doorstep. 

Moreover, you’ll have access to detailed vehicle histories, real-time market pricing, and even trade-in evaluations—all without leaving your couch. 

Buying a car online in 2025 will be convenient, and it will be a fully customizable experience designed to make finding your perfect ride exciting and stress-free.

Online Car Buying vs. Traditional Car Buying

Online Car Buying vs. Traditional Car Buying
 

Online car buying offers several advantages over traditional methods:

Convenience: Shop from anywhere and at any time without visiting multiple dealerships. 

Wide Selection: Access to a vast inventory of vehicles across different platforms and beyond your local dealerships. We recommend checking out our top-rated used car sites as well as online dealerships.

Price Comparison: Easily compare prices to find the best deals. Utilize our online instant quote tool to get an idea of the transport costs in addition to the vehicle purchase price.

No Pressure: Avoid the high-pressure sales tactics often encountered at dealerships.

Step by Step Guide: How to Buy a Car Online

Step by Step Guide: How to Buy a Car Online
 

Purchasing a car online can seem daunting at first, but with the right approach, it can be a straightforward and rewarding experience. By following these steps, you can navigate the online car-buying process with confidence and ease.

Here’s a detailed guide to help you find and purchase your next vehicle online.

Step 1 – Decide on a Budget & Get Financing

Before you start browsing, determine your budget. Consider your down payment, monthly payments, insurance, and maintenance costs. Secure financing either through online platforms, banks, or credit unions.

You will also want to determine if a new or used car best serves your budget and needs. Bankrate’s New vs Used Car Calculator is a great tool for developing your budget.

Step 2 – Know Your Credit Score

Your credit score plays a pivotal role in determining your car financing options and the interest rates available to you. Lenders use this score to assess your creditworthiness, making it a crucial factor in the car-buying process.

A higher credit score improves your chances of securing a loan. Borrowers who have excellent credit scores often qualify for lower interest rates, reducing the total cost of financing.

Moreover, a strong credit score can lead to more favorable terms, such as smaller down payments or extended repayment periods.

Step 3 – Decide on a Car

Choosing the right car is crucial and involves careful consideration of your needs, preferences, and lifestyle. Start by identifying the type of vehicle that suits you best. For instance, a spacious SUV or minivan might be ideal if you have a family, whereas a compact car could be perfect for city driving. Not sure where to start? Check out our guide for the Best New Cars of 2025.

College students’ car needs may be different from those of those in their golden years.

Step 4 – Consider Your Needs and Preferences

Step 4 – Consider Your Needs and Preferences
 

Analyse your needs and see what are your preferences by considering the following factors:

Usage: Think about how you will use the car. For daily commuting, you might prioritize fuel efficiency, while for long road trips, comfort and cargo space could be more important.

Features: Decide on the features you want. Modern cars come with various amenities like advanced safety features, infotainment systems, and driver assistance technologies. Make a list of must-have features versus nice-to-have features.

New vs. Used: Determine whether you want to buy a new car or a used car. Buying a new car online comes with the latest technology and warranties but at a higher cost, while used cars can offer better value but may require more maintenance.

Step 5 – Connect with an Online Sales Manager

An online sales manager can be a valuable resource in simplifying and personalizing the car-buying process. Being your point of contact at the dealership they guide tou through inventory, pricing, and promotions.

Establishing direct communication with them can help you negotiate better deals and you can take advantage of ongoing promotions. They also facilitate in paperwork, financing options, and trade-in evaluations.

Step 6 – Research and Reviews

Check reliability ratings and safety scores from trusted sources like Consumer Reports and the National Highway Traffic Safety Administration (NHTSA). Websites like Edmunds and Kelley Blue Book provide comprehensive reviews and ratings for various makes and models.

Consider the total cost of ownership, including insurance, fuel, maintenance, and depreciation. Some cars might have a higher upfront cost but lower long-term expenses.

Step 7 – Plan a Dealer Visit

While much of the car-buying process can be done online, a visit to the dealership may still be necessary for test-driving, finalizing paperwork, or confirming your decision. Proper planning ensures this visit is efficient and productive.

A dealer visit is important so that you can experience the car’s performance, comfort, and features firsthand. Also, you can assess the vehicle’s condition, especially for used cars, to confirm it meets your expectations.

Lastly, an in-person visits provide an opportunity to discuss pricing, financing, and trade-in offers directly.

Step 8 – Shop Multiple Dealerships

Step 8 - Shop Multiple Dealerships
 

Shopping around is one of the most effective ways to secure the best deal and find the right car. Online platforms make this process easier by allowing you to compare options across dealerships.

Different dealerships have unique inventories, providing more variety to match your preferences. When you know the offers at multiple dealerships, it gives you bargaining power to negotiate better prices or perks.

Moreover, some dealerships provide special discounts, financing offers, or loyalty incentives that aren’t widely advertised. Keep an eye for such discounts.

Protip: Check out certified pre-owned programs offered by car manufacturers. These programs offer thoroughly inspected and certified vehicles with extended warranties, providing additional peace of mind.

Some dealerships offer unique incentives, such as cash-back offers, free maintenance packages, or extended warranties. These promotions can add significant value to your purchase.

If you find a lower price at a different dealership, ask if your preferred dealership can match or beat the offer. Price matching can save you time and money while ensuring you get the best deal.

Step 9 – Narrow Down Your Options

By thoroughly researching and considering your options, you can make an informed decision and find a car that perfectly fits your needs and lifestyle.

If possible, arrange for test drives to get a feel for the cars you’re interested in. Compare different models and makes to see which one fits your comfort and driving style. Use online comparison tools to compare specs, prices, and features side-by-side.

Websites like Cars.com and Autotrader offer filters to help you find cars that meet your criteria.

Step 10 – Evaluate and Inspect The Car

Assess how comfortable you feel in the car. Check the seat comfort, visibility, and ease of accessing controls. Pay attention to how the car handles, including acceleration, braking, and maneuverability.

Listen for any unusual noises or vibrations while driving. These could indicate potential issues with the car’s engine, transmission, or suspension.

Test all the features and technology in the car. This includes the infotainment system, navigation, Bluetooth connectivity, climate control, and any advanced safety features.

 Thoroughly inspect the car’s exterior for any dents, scratches, or rust. Check the interior for signs of wear and tear, such as stains, tears, or unpleasant odors. Pay attention to the engine’s performance. Ensure it starts smoothly and runs without any issues. Check for any warning lights on the dashboard.

Buying a car online is increasingly popular due to its convenience and access to a wide range of vehicles. However, navigating the online car-buying process requires careful planning and research to ensure you make the best purchase.

Here are some valuable tips to guide you:

Step 11 – Check for Deals

Step 11 - Check for Deals
 

Finding the best deals when buying a car online can significantly reduce your overall cost. There are various strategies and resources available to help you secure the best price for your new vehicle.

Look for Promotions and Discounts

Seasonal Sales: Many dealerships offer promotions during specific times of the year, such as end-of-year sales, holiday sales, or model year-end clearance events. Look for these seasonal discounts for potential savings. 

Manufacturer Incentives: Car manufacturers often provide incentives such as cash rebates, low-interest financing, or special lease offers. These incentives can usually be found on the manufacturer’s official website or through authorized dealerships.

Dealership Discounts: Individual dealerships might offer their own discounts or price reductions to attract buyers. These can include price cuts on overstocked models or special offers for first-time buyers.

Protip: Platforms like Autotrader, Cars.com, and TrueCar aggregate listings from multiple dealerships, making comparisons easier.

Step 12 – Negotiate the Price

 Use online resources to research the average market price for the car you are interested in. Websites like Kelley Blue Book and Edmunds provide tools to check the fair market value, helping you understand what price range to aim for.

Reach out to several dealerships to compare their offers. This can give you leverage to negotiate a better price by showing that you have other options available. Sometimes, the best deal requires being patient and willing to walk away if the price isn’t right.

Dealerships may follow up with better offers if they know you are considering other options.

Consider Additional Savings

By taking advantage of promotions, negotiating effectively, and using online tools, you can secure a great deal on your next car purchase. If you have a current vehicle to trade in, get quotes from multiple sources. Sometimes, online car-buying platforms offer trade-in deals that can be combined with purchase discounts.

Explore different financing options, including those offered by the dealership and external lenders like banks and credit unions. Pre-approval for a loan can also give you more negotiating power.

Step 13 – Drive It Home or Get It Delivered

Once you’ve completed the purchase, decide whether to pick up the car or have it delivered.

Tips For Buying Car Online

Tips For Buying Car Online
 

1. Check and Improve Your Credit Score

Use free resources like AnnualCreditReport.com to review your credit report for errors. Pay down existing debts, avoid opening new credit accounts before purchasing a car, and ensure timely bill payments. Also, Different lenders have varying credit requirements.

2. Arrange for a Test Drive

While buying a car online offers convenience, it’s crucial to test drive the vehicle to ensure it meets your expectations.

If you’re buying from a local dealership, contact them to schedule a test drive. Many dealerships offer flexible test drive options, including bringing the car to your home or workplace.

Some online car-buying platforms, like Carvana and Vroom, offer test drives as part of their buying process. They may deliver the car to your location for a limited test drive period before you finalize the purchase.

3. Choose Reputable Platforms

Always use reputable platforms like Autotrader, Cars.com, Carvana, or Vroom for reliable listings. Opt for manufacturer-certified pre-owned (CPO) programs for added assurance of quality and warranties.

4. Check Vehicle History Reports

4. Check Vehicle History Reports
 

Use tools like Carfax or AutoCheck to verify the vehicle’s history, including accidents, ownership, and maintenance records for used cars. Confirm the mileage and ensure the vehicle’s title is clear of claims or disputes.

5. Review Warranty, Inspection and Return Policies

Choose vehicles with extended warranties or certifications for added peace of mind. Arrange for an independent mechanic to inspect the vehicle before finalizing the purchase, especially for used cars.

If a traditional test drive isn’t possible, check the platform’s return policy. Many online dealerships offer return periods ranging from a few days to a week, allowing you to return the car if it doesn’t meet your expectations.

6. Secure Vehicle Delivery

Many online platforms offer home delivery or pickup from a local hub. If buying from a distant location, consider professional auto transport companies like Sherpa Auto Transport to ensure safe and convenient delivery.

Benefits of Buying a Car Online

The benefits of buying a car online go beyond convenience, offering a streamlined, transparent, and flexible car-buying experience. The technological advancements and the rise of online platforms, purchasing a vehicle has never been easier. Here are the key benefits of buying a car online:

1. Convenience and Time Savings

Buying a car online is super convenient and saves you a lot of time. There is no need to visit multiple dealerships. Browse vehicles from the comfort of your home or on the go. You can use online tools to streamline research, comparisons, and paperwork, reducing the time spent on the entire car-buying journey.

2. Access to a Wide Selection

Online platforms give you access to cars nationwide, not just in your local area. This means you get to choose from a wider range of makes, models, and features. Moreover, you can easily find manufacturer-certified vehicles with warranties and thorough inspections.

3. Transparent Pricing

Online platforms enable you to quickly compare prices across multiple sellers and platforms to find the best deal. Most online platforms provide detailed pricing, including fees and optional add-ons, so you know exactly what you’re paying.

Furthermore, with clear pricing structures, you can make informed decisions without unexpected costs.

4. Advanced Tools and Resources

You can easily narrow your search by price, mileage, features, and more, making it easier to find your ideal car. Also, you can access detailed reports on used vehicles to ensure you’re making a safe and informed choice.

5. Vehicle Delivery Services

Platforms like Sherpa Auto Transport provide reliable vehicle shipping, allowing you to buy a car from anywhere in the country without worrying about transportation logistics. The delivery services protect your car from wear and tear caused by long-distance driving.

6.  Confidence in Your Purchase

Online reviews and ratings from other buyers help you choose trustworthy sellers and reliable cars. Additionally, many online sellers offer return windows, giving you peace of mind if the car doesn’t meet your needs.

Benefits of Getting Your Car Delivered

Benefits of Getting Your Car Delivered
 

Unmatched Convenience

Having your newly purchased car shipped to your home eliminates the hassle of long road trips. Instead of spending hours driving, you can have your vehicle professionally transported, allowing you to focus on other important tasks or simply relax.

At Sherpa, we provide door-to-door auto transport services across the U.S., so your new vehicle will arrive at your doorstep.

Time Efficiency

Retrieving a car from a distant location can be incredibly time-consuming. Home delivery services save you valuable time by bringing the car directly to your doorstep or a designated location. This convenience allows you to avoid long drives and continue with your daily activities without interruption.

Preserved Vehicle Condition

Long-distance driving can cause unnecessary wear and tear on your new vehicle, leading to increased maintenance costs. By choosing auto transport, you reduce the mileage and stress on your car, helping to maintain its pristine condition and longevity.

Cost Savings

Purchasing a car from a location offering the best prices becomes feasible with home delivery. Instead of incurring travel expenses to pick up your vehicle, you can save both time and money by having it delivered to your preferred destination.

Enhanced Safety and Security

At Sherpa, we work with reliable carriers that prioritize the safety and security of your vehicle during transit. By minimizing potential risks on the road, we provide online car buyers with peace of mind throughout the journey.

Flexible Delivery Options

Whether you’re buying from a dealership, auction, or private seller, home delivery offers flexible options to suit your needs. From standard open carriers to enclosed transport for luxury or high-value vehicles, we have car shipping solutions to meet your preferences and budget.

Online Car Buying FAQs

What is the Best Place to Buy a Car Online?

We evaluated popular used car sites based on their industry reputation, platform, pricing, inventory, and customer satisfaction. Based on Sherpa’s research, CarMax, Cars.com, CarGurus, AutoTrader, and eBay Motors are the five best used car sites.

What is a Good APR for a Car?

A good APR (Annual Percentage Rate) for a car loan varies based on credit score and market conditions. Generally, an APR between 3% to 5% is considered good for new cars, while 5% to 8% is reasonable for used cars.

How Can I Ship a Car to My House?

Sherpa Auto Transport provides top-notch vehicle shipping across the United States to have your car delivered to your home.